Q: During the holidays, my office turns into fund-raising central. How can I politely decline these requests? Read More
Q: During the holidays, my office turns into fund-raising central. How can I politely decline these requests? Read More
As the editor of Health.com’s Sleep Journey, I’m constantly checking out products that claim to help us relax, rest, and wake up refreshed. A few months ago, I was delighted to find an alarm clock that all but guaranteed to get you up and moving: Every time you hit the snooze button, $10 was donated to a charity of your choice—preferably a cause you don’t support (the NRA for anti-gun advocates, for example)—via a Wi-Fi connection to your bank account. Sadly, I later found out that this clock is just a brilliant joke and not really for sale. I actually tried to buy one; I hate early morning workouts!
But this morning I stumbled upon something just as good—a website that uses the same idea to motivate people to achieve all kinds of goals, from quitting smoking to studying for the GREs to running a marathon. Read More
If you think the current economic crisis is hurting only your pocketbook, think again. Researchers say the decline of Wall Street, the mortgage crisis, and the looming threat of layoffs may take a heavy toll on your heart, especially if you are already at risk for cardiac problems.
“Financial stress can cause your whole cardiovascular system to be off,” says Louise Hawkley, PhD, associate director of the Social Neuroscience Laboratory at the University of Chicago. “Elevated stress hormones constrict the blood vessels and create a vicious cycle where blood scrapes the cells and aggravates atherosclerotic plaque, which increases your risk for a cardiovascular event like a heart attack.”
She adds that new research suggests the social isolation of being laid off from a job can compound the problem. One study found that older workers who lost their jobs had a two-fold increase in the risk for subsequent heart attack and stroke. Read More
How to end bottom-line battles, build up college savings, and more—from
finance coach Lynnette Khalfani-Cox.
Q: My husband and I constantly fight about money, especially when things are tight. How can we get on the same page? Read More
Health insurance companies like to keep secrets. And they like to save money. Example: You have surgery, and weeks later you get a bill for using an out-of-network anesthesiologist. Ridiculous, right? You didn’t choose who put you under, so you shouldn’t have to pay extra. But your insurer sent the bill anyway, hoping you wouldn’t notice.
Fighting back against this kind of trickery—and winning—is a lot easier than you think, says Kevin Flynn, president of Healthcare Advocates, a Philadelphia-based firm that helps patients wrangle with their health plans. We checked with Flynn and other insurance-industry insiders, lawyers, doctors, and regulators to uncover nine little-known ways to get the health coverage you deserve—for less.
What’s your main source of holiday stress? Finances, according to 55 percent of respondents to a Family Credit Counseling Service Survey. That’s because women tend to think “bigger is better,” which leads to overspending, says Jennifer Openshaw, author of The Millionaire Zone: Seven Winning Steps to a Seven-Figure Fortune. It’s better to buy a small gift that really speaks to the recipient than something expensive. And by cutting out a few daily expenses, you might just be able to save enough for some meaningful gifts. Bills.com helped us come up with this chart to show you the way. Read More